There is no doubt that having a prenuptial agreement can make property division easier in a divorce. But that is not the only reason to discuss one with your fiancé before tying the knot. As a recent article from Reuters pointed out, taking the time to talk realistically about finances can actually do a couple a lot of good.

Reuters reported that disagreements over money is one of the most common reasons for divorce, so getting financial issues resolved before the marriage begins can end up saving a lot of strife during the marriage, and maybe even the marriage itself.

A prenuptial agreement won't be right for some couples, the Reuters article explained, but at the very least, it opens the door to discuss important financial issues that otherwise could be swept under the rug.

Of course, a prenuptial agreement also allows a couple to exercise more discretion over their assets in the event of divorce, instead of being at the mercy of a judge. Additionally, a prenup can be updated at any time during the marriage.

According to the associate director of education at the American Academy of Estate Planning Attorneys, people are getting married later in life, which makes prenups all the more important. This is because people are entering marriages with careers and assets that they have established on their own.

Another circumstance where prenups are important is in second or third marriages where there are children from past relationships. A prenup can ensure that these children are provided for in the event of divorce or death.

Finally, it's important to remember that a prenup has to be executed properly in order to hold up in court. That is why it's a good idea to consult an experienced family law attorney in your area if you and your fiancé decide that a prenup is right for you.

Source: Reuters, "When Valentines and prenups go together," Kathleen Kingsbury, Feb. 15, 2012